Bank of Baroda and Reliance Jio Launch ‘bob World Lite’ for Feature Phones to Boost Digital Inclusion
The app supports self-onboarding, allowing both existing Bank of Baroda customers and users from other banks to register easily

Bank of Baroda has partnered with Reliance Jio to launch ‘bob World Lite’, a first-of-its-kind mobile banking solution tailored specifically for feature phone users. The app will debut on the JioPhone Prima 4G, marking a major step toward advancing digital financial inclusion in India.
Designed to bridge the gap between traditional banking and digital accessibility, bob World Lite brings a comprehensive suite of banking services to millions of users who do not own smartphones.
A Gamechanger for Feature Phone Users
Unlike conventional mobile banking apps that require smartphones, bob World Lite is optimized for feature phones with:
- Lightweight, low-bandwidth architecture
- Easy keypad-based navigation
- Secure and seamless access
The app empowers users—especially in semi-urban and rural areas—to access essential banking services effortlessly.
Key Features of bob World Lite
The app currently offers:
- UPI-enabled Scan & Pay and Send Money
- Bill payments & mobile recharges
- Profile management
More features are expected to be rolled out in upcoming updates.
Notably, the app supports self-onboarding, allowing both existing Bank of Baroda customers and users from other banks to register easily.
Availability & Access
- Pre-installed on JioPhone Prima 4G devices
- Accessible directly from the home screen
- Available for download via JioStore for existing users
Leadership Speak
Dr. Debadatta Chand, MD & CEO of Bank of Baroda, emphasized that digital inclusion remains a core priority: “This initiative extends banking beyond smartphones, enabling simple, secure, and anytime banking while bridging the digital divide.”
Dr. (Hon.) Sunil Dutt, President of Reliance Jio, highlighted Jio’s mission: “We are bringing full-featured banking to millions of users in a way that is affordable, seamless, and built around their needs.”
Driving India’s Digital Inclusion Agenda
Aligned with the vision of the Government of India and the Reserve Bank of India, this initiative aims to:
- Expand digital banking reach across underserved populations
- Empower feature phone users with modern financial tools
- Accelerate adoption of UPI and digital payments nationwide
By combining Jio’s massive digital ecosystem with Bank of Baroda’s extensive banking network, bob World Lite is poised to significantly enhance financial accessibility across India.



