Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 Posts
Bank of India Credit Officer Recruitment 2025 Notification
Bank of India (BOI) has released an official notification for the recruitment of 514 Credit Officers for the 2025–26 cycle. This is a golden opportunity for experienced banking professionals seeking officer-level positions in a leading public sector bank.
Interested and eligible candidates can submit their applications online only through the official website bankofindia.bank.in. The selection process will include an online examination and/or personal interview.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 01 November 2025 |
| Relevant Date for Age & Qualification | 01 November 2025 |
| Start Date to Apply Online | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Application Fee Payment | 20 Dec 2025 – 05 Jan 2026 |
| Online Exam Date | To be notified |
BOI Credit Officer Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer |
| Total Vacancies | 514 |
| Job Location | Across India |
| Qualification | Graduate (Minimum 60% Marks) |
| Age Limit | 25 to 40 Years (Scale-wise) |
| Salary | ₹64,820 – ₹1,20,940 per month |
| Application Mode | Online |
| Official Website | bankofindia.bank.in |
BOI Credit Officer Vacancy Details
| Scale | Post | Vacancies |
|---|---|---|
| SMGS-IV | Credit Officer | 36 |
| MMGS-III | Credit Officer | 60 |
| MMGS-II | Credit Officer | 418 |
| Total | 514 |
Vacancies are provisional and subject to change.
Eligibility Criteria
Educational Qualification
- Graduate degree from a recognized university with minimum 60% marks
- SC/ST/OBC/PWD candidates: 55% minimum
- CGPA/OGPA must be converted into percentage
- Fractional percentage will be ignored (e.g., 59.99% is not eligible)
Experience (Scale-wise)
- Relevant experience in credit appraisal, credit operations, or banking sector
- Detailed experience requirements vary by scale
👉 Refer Annexure-I of the official notification
Age Limit (As on 01-11-2025)
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
- SC/ST: 5 Years
- OBC (NCL): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
- 1984 Riot Victims: 5 Years
Salary Structure
- MMGS-II: ₹64,820 – ₹93,960 per month
- MMGS-III: ₹85,920 – ₹1,05,280 per month
- SMGS-IV: ₹1,02,300 – ₹1,20,940 per month
Plus DA, HRA, CCA, and other benefits as per Bank rules.
Application Fee
| Category | Fee |
|---|---|
| SC/ST/PWD | ₹175 |
| General / OBC / EWS | ₹850 |
Fee is non-refundable and inclusive of GST.
Selection Process
Online Examination
- Total Questions: 150
- Total Marks: 150
- Duration: 120 Minutes
| Section | Questions | Marks |
|---|---|---|
| English Language (Qualifying) | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
- Negative Marking: ¼ mark
- Minimum Qualifying Marks:
- General/EWS: 35%
- SC/ST/OBC/PWD: 30%
Personal Interview
- Maximum Marks: 100
- Weightage (Final Selection):
- Online Test: 70%
- Interview: 30%
How to Apply Online for BOI Credit Officer Recruitment 2025
- Visit bankofindia.bank.in
- Click on Careers → Recruitment of Credit Officers (Project 2025-26/01)
- Click Apply Online
- Register with valid email ID and mobile number
- Fill the application form carefully
- Upload required documents (photo, signature, thumb impression, declaration)
- Pay the application fee online
- Submit and download the application form for future reference
Important Instructions
- Candidates can apply for only one post
- Posting may be anywhere in India
- Security Deposit:
- MMGS-II: ₹2,00,000
- MMGS-III & above: ₹3,00,000
- Deposit refundable after 3 years of service
- Medical fitness is mandatory
Official Notification: https://bankofindia.bank.in/documents/20121/26765626/Webnotice_2025_26_01_Notice.pdf
Apply Online: https://bankofindia.bank.in/
