NPCI Grants TPAP Approval to Viyona Fintech
With NPCI’s TPAP nod, Viyona Fintech to expand UPI services, launch Farmers Marketplace

Viyona Fintech, one of India’s fastest-growing digital payments platforms, has received approval from the National Payments Corporation of India (NPCI) to operate as a Third Party Application Provider (TPAP). This strategic milestone allows Viyona to offer Unified Payments Interface (UPI) services in collaboration with partner banks, further strengthening India’s rapidly growing digital payments ecosystem.
With this authorization, Viyona is set to deliver secure and scalable UPI solutions designed to accelerate financial inclusion across rural and urban markets. Its flagship product, GRAAMPAY, empowers farmers, small merchants, and local communities with seamless digital collections, payouts, and frictionless UPI transactions.

As part of its vision, Viyona is also launching a Farmers Marketplace within GRAAMPAY, enabling farmers to connect directly with buyers for fair pricing, faster settlements, and improved access to the UPI ecosystem.
“This approval is a proud milestone for Viyona Fintech. It reflects NPCI’s trust in our mission to make UPI payments accessible to every farmer, shopkeeper, and household. With GRAAMPAY and the Farmers Marketplace, we are committed to equipping rural India with simple, secure, and impactful digital financial tools,” said Ravindranath Yarlagadda, Founder of Viyona Fintech.
About Viyona Fintech
Viyona Fintech is a next-generation digital payments platform offering innovative UPI-based solutions, including UPI Autopay, UPI Lite, and Credit Card on UPI services. With a strong focus on financial inclusion, accessibility, and regulatory compliance, Viyona empowers individuals, merchants, and communities by delivering transparent, reliable, and easy-to-use digital financial services across India.